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Exclusive Homes

Real Estate & Business Consulting

Clear analysis for property and business decisions in the Virgin Islands.

Exclusive Homes LLC provides independent consulting on real estate and business matters across St. Thomas, St. John, and St. Croix. We help clients understand a market, test an investment, plan a project, and operate a business with the local knowledge the territory demands.

Coastline and hillside neighborhoods on the East End of St. Thomas

Services

Four ways we help.

Each engagement is scoped to a specific question and ends with written findings you can act on or share with your attorney, advisors, or partners.

  1. USVI Market Analysis

    Island markets are small and public data is thin. We gather what is published, fill the gaps with local research, and deliver a clear picture of a neighborhood, property type, or segment so your decisions rest on evidence rather than anecdote. Findings come as a written report that states its sources, assumptions, and open questions plainly.

  2. Investment Advisory

    A close, structured review of a property or project before you commit to it. Our review is independent, with no stake in any transaction, so our only interest is whether the numbers and the risks hold up. We look at how a property would actually operate on island and where the exposure sits.

  3. Project Guidance

    Building or renovating in the territory follows its own sequence. We help owners plan realistically, compare options, and keep a project moving, working alongside your architect, engineer, and contractor rather than in place of them. That covers approvals, island logistics, and the seasonal timing that shapes every build here.

  4. Business Consulting

    Practical guidance for companies starting, relocating, or expanding in the U.S. Virgin Islands, with a focus on the operational details that newcomers tend to underestimate, from territorial licensing to freight, staffing, and utilities.

Local context

What mainland analysis tends to miss.

Property in the U.S. Virgin Islands carries practical constraints that rarely appear in mainland planning. These are the factors we examine on every engagement.

Concrete home under construction with a view over the water on St. John
Water
Most homes rely on rainwater collected in cisterns, supplemented by trucked or piped water. Cistern capacity, condition, and roof catchment matter to both daily life and long-term maintenance.
Power
Utility supply is less dependable than on the mainland and outages happen. Solar, battery storage, and generators change how a property runs day to day, and we account for them.
Weather
Hurricane season runs June 1 to November 30. Roof design, openings protection, and windstorm insurance availability all affect how a property holds up and how readily it can be covered.
Logistics
Most building materials arrive by ocean freight. Lead times, freight availability, and the car barge to St. John shape schedules more than most mainland owners expect.
Regulation
Building permits run through the Department of Planning and Natural Resources, and coastal sites may require Coastal Zone Management review. Planning for approvals early avoids long delays.
Three markets
St. Thomas, St. John, and St. Croix differ in access, land supply, market conditions, and visitor patterns. Analysis that treats the territory as one market will miss what matters.

Process

How an engagement works.

  1. Initial conversation

    A call or meeting to understand the property, project, or business question and what a useful answer would look like.

  2. Scope agreement

    A short written proposal setting out the work, the deliverables, and the timeline, agreed before any work begins.

  3. Research and site work

    Desk research, site visits on St. Thomas, St. John, or St. Croix, and conversations with the relevant local professionals.

  4. Findings

    A written report or memo with clear conclusions, followed by a review call to walk through the results and next steps.

Clients

Who we work with.

  • Private owners of homes and land in the territory
  • Investors evaluating the U.S. Virgin Islands for the first time
  • Developers and builders planning residential or hospitality projects
  • Villa owners and managers reviewing rental performance
  • Companies entering or expanding their operations in the USVI
  • Owners living off island who need a reliable local perspective

Have a question about a property, project, or business in the USVI?

Tell us the island, the property or business involved, and the decision you are working through. We will reply with how we can help and what a scope would include.

Start a conversation